Kiva, revisited
Posted by: Zach in emergent, tags: development, emergent, entreprenours, giving, kiva, microfinance, microlending
It’s been a few months since I last spoke about Kiva.org, and I wanted to bring it up again.
Since writing, I’ve tried out the lending scheme, and am blown away with the ability to make a difference to places where it’s seriously needed. Not only has Kiva created an infrastructure for microlending which makes it incredibly easy to lend small amounts to entrepreneurs in developing countries, but it makes use of the very nature of the Web in connecting you with people all over the world.
The idea of ’sponsorship’ isn’t really stressed. This isn’t a: “For pennies a day, you could clean this water…” It’s much more of a chance to invest directly into the lives of people who need it, and have a chance to pull themselves up.
My primary worry, when lending (giving) is that I’ll be made to feel like a vouyer in some way. Instead of concern, I worry that I will be made to focus on fascination or curiosity. This doesn’t seem to be the case with Kiva. Although it doesn’t feel like a standard business transaction, it does present enough facts in a straight-forward way. There is not over-blown language, but clear presentation of cases.
I also feel more comfortable lending directly to “partners” in developing nations. I feel this is much more efficient, and more in the spirit of a digital age.
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